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Simple Finance UK: Blog

Ushering in a new era of simple finance

Legislation, FCA, Loan, Interest rates, charges, Loan calculator, Simple Finance

The introduction and recent tightening of licensing requirements have really ushered in a new era for the short-term market and loan calculator sites. Despite the new regulations taking an obvious toll on the number of businesses still involved in the sector the early indications are the usual suppl [...]

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Its time for fee and cake

Loan calculator, Simple Finance, FCA, Fees, Levies, Brokers, Regulate, Change

Its been another interesting week which saw the release, as I am sure my dedicated loan calculator chums will remember me saying some time ago of the FCA Fees and Levies for 2015/16. With a staggering increase in annual funding of 7.9% to a jaw dropping 481M it was clear that this was going to [...]

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Bank accounts and turn abouts

Loan calculator, Simple Finance, Bank Accounts, Switching, FCA, CASS, IBAN

So then it was the turn of the humble bank account. That long-standing staple of the UK consumer and something us fellow loan calculators have long debated through various twists and turns of fees, charges and service quality. The FCA delivered its report in March about how it was going to make swit [...]

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FCA sets price cap guidelines for payday loan providers

Loan calculator, Simple Finance, FCA, Martin Wheatley, pay day

In July of 2014 the FCA put forward proposals for a cap on payday loan calculator lenders are permitted to use. The FCA's chief executive Martin Wheatley said "I am confident these new rules strike the right balance for both the firms and the consumer alike". This new proposal sets the tone to move [...]

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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk