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Simple Finance UK: Blog

Its time for fee and cake

Loan calculator, Simple Finance, FCA, Fees, Levies, Brokers, Regulate, Change

Its been another interesting week which saw the release, as I am sure my dedicated loan calculator chums will remember me saying some time ago of the FCA Fees and Levies for 2015/16. With a staggering increase in annual funding of 7.9% to a jaw dropping 481M it was clear that this was going to [...]

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Bank accounts and turn abouts

Loan calculator, Simple Finance, Bank Accounts, Switching, FCA, CASS, IBAN

So then it was the turn of the humble bank account. That long-standing staple of the UK consumer and something us fellow loan calculators have long debated through various twists and turns of fees, charges and service quality. The FCA delivered its report in March about how it was going to make swit [...]

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Football and world war three

Iraqi, Libya, RBS, Job lose, Harrison Ford, FIFA, Iran, Football, Womens rights, NATO, Ebola, Loan Calculator, Simple Finance

Another March races by and wow, has it been a busy couple of weeks for both the business and the political world. As usual your simple finance blog will do its best to bring you up to speed on the main events. Monday saw Iraqi armed forces launch counter offensive strikes on the Islamic state at Tik [...]

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FCA sets price cap guidelines for payday loan providers

Loan calculator, Simple Finance, FCA, Martin Wheatley, pay day

In July of 2014 the FCA put forward proposals for a cap on payday loan calculator lenders are permitted to use. The FCA's chief executive Martin Wheatley said "I am confident these new rules strike the right balance for both the firms and the consumer alike". This new proposal sets the tone to move [...]

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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk